Online Reporter
From health to travel, motor and property to diaspora —providing insurance that truly puts you first.
Health Insurance
FBC Health, a division of FBC Insurance and part of the FBC Holdings Group, offers comprehensive health cover for individuals, families, and corporates.
With over a decade of experience, FBC Health ensures members have access to an extensive network of quality healthcare providers — locally, regionally, and internationally.
Our strength lies in leveraging synergies within the FBC Group, delivering integrated financial and insurance solutions that maximize value for clients.
Key Benefits:
Access to top medical providers: Extensive partnerships with general practitioners, pharmacies, and hospitals nationwide and beyond.
Generous annual benefits: Comprehensive cover for chronic conditions, major diseases (such as cancer and renal failure), outpatient visits, and hospitalisation.
Customised employer solutions: Flexible plan design and self-managed fund options for corporates seeking tailored benefits.
Dedicated support: Key account managers, 24/7 emergency assistance, and a mobile app for claims tracking and benefit management.
FBC Insurance -MyDrive – Mileage based insurance
Innovation on the road.
Pay for the distance you drive.
FBC Insurance introduced MyDrive, Zimbabwe’s first usage-based motor insurance product. Using telematics technology, MyDrive allows clients to pay premiums based on actual mileage — promoting fairness, cost efficiency, and safer driving.
How It Works:
Pay premiums based on kilometres travelled and vehicle value.
Save up to 50 percent compared to traditional motor insurance.
Telematics device installed at no cost to the client monitors mileage, acceleration, braking, and cornering.
Includes 24/7 vehicle tracking for enhanced security and recovery.
Who Qualifies:
Individuals, pensioners, churches, schools, and corporate fleets.
Benefits:
Reduced insurance costs
Correctly priced premiums
24/7 vehicle tracking and theft recovery
Is My Privacy Violated?
No! The MyDrive product is governed by a strict privacy policy whereby only the client and FBC Insurance have access to the information.
Who Pays To Fit The Telematics Device In My Car?
FBC Insurance pays for the installation of the gadget in your vehicle.
Am I Insured If I have bought a policy But the Device Is Not Fitted In my Car?
Cover commences when a client pays insurance premiums, customers are however encouraged to ensure the gadget is installed within 48hours after making payment.
Motor Insurance
(i) Third party Insurance — this is the mandatory motor insurance that covers damages sustained on someone else’s car or property or bodily injury or death as a result of an accident with the insured
(ii) Third Party, Fire and Theft — this cover goes beyond the usual – giving additional cover in the event of a fire occurring or your vehicle being stolen, giving you added peace of mind.
(iii) Comprehensive Cover — also known as full cover, caters for third party liabilities as well as damage to your own vehicle. Comprehensive cover is ideal for individuals that seek maximum security in the event of a loss. Our premiums are fairly priced and dependent on the value of the vehicle.
(a) Private Motor- Protects your personal vehicle against fire, theft, and accidental damage—including glass components.
(b) Motor Fleets- Designed for businesses and individuals with 15 or more vehicles. Enjoy bulk savings and simplified management with one comprehensive policy.
(c) Motor Traders- Built for car dealerships and garages. Covers vehicles during repairs, cleaning, and test drives
