Govt introduces digital title deeds

Zvamaida Murwira-Senior Reporter

Homeowners, farmers and businesses have been given 24 months to present their original title deeds to the Registrar of Deeds for verification following an announcement by Government of a sweeping overhaul of the country’s land title system to modernise the property sector and curb fraud.

Under new regulations, all property owners must replace their old paper-based title deeds with secure, digital versions within the next two years.

The shift, spearheaded by Justice, Legal, and Parliamentary Affairs Minister Ziyambi Ziyambi, marks a major step in President Mnangagwa’s broader push to digitise and streamline Government services.

The Statutory Instrument published in the Government Gazette recently in Section 40, says that holders of old title deeds have up to 24 months to approach the Registrar of Deeds where they will present their documents in return for a new one.

“The Registrar shall require all holders of old title deeds to submit copies of their documents to the deeds registry for validation within twenty-four (24) months from the date of publication of this Statutory Instrument. Subject to subsection (1), the holder of the old title deed shall on submission, furnish the Registrar with the original copies of the old title deeds for verification purposes. The validation process shall include verification of the authenticity of each title deed and ensuring that it complies with the requirements of the Act,” reads the Statutory Instrument.

The new system promises to bring an end to the vulnerabilities of the past—lost deeds, forged documents, and disputes over double-sold properties—by introducing a tamper-proof, electronically accessible registry.

The process is designed to be rigorous: officials will scrutinise each document to confirm its authenticity before issuing a new, digitally secured deed. In some cases, additional proof of ownership may be required, ensuring that only legitimate claims are recognised.

Once approved, the new title deeds will exist in both electronic and printed formats and stored on a fortified digital platform accessible around the clock.

Gone are the days of frantic searches for faded, dog-eared papers—property records will now be just a few clicks away, safeguarded against damage, theft and manipulation.

In the Gazette, Government has also introduced stricter rules for property transactions to prevent fraud.

A general power of attorney will no longer suffice for selling or mortgaging land—instead, any such authorisation must now include precise details of the property, the grantor’s full identity, and an ink signature or mark.

Mortgage bonds, too, face tighter scrutiny, lenders and borrowers must now follow a formalised process for cancellations, transfers, or adjustments, with each step requiring witnesses and recorded approval from the Deeds Registry.

These measures aim to close loopholes that have historically allowed shady dealings in Zimbabwe’s real estate market.

For ordinary Zimbabweans, the changes promise a more reliable and user-friendly system. No longer will property disputes drag on for years due to missing or contested paperwork.

The digital registry will allow instant verification of ownership, speeding up sales, loans and inheritance processes.

The move aligns Zimbabwe with global best practices, where countries like Rwanda and Kenya have successfully digitised land registries to boost investment and reduce corruption.

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