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Morris Mpala, MoB Capital Ltd
LAND is a finite resource and just like cash it can run out. We need to use it wisely. As the population grows so does the need for space.
Competition is becoming stiff and relatively costly. As people die (excuse us for being blunt) they need land. As the population grows it needs more land. It’s a very interesting scenario such that when the population increases it also increases demand for development and burial space.
And as the population increases the more we expect the mortality rate to rise as the chances of dying (numbers wise) is directly related to a growing population. The more we are the more deaths are expected, kunjalo vele.
In simple terms, for Bulawayo which has a population of about 700 000 what this loosely means is that we will need 700 000 homes and 700 000 graves at one point in the future. Probably less on the home front due to marriages and multiple numbers of people under one roof. Now the norm has always been traditional burial rites mainly in which one is buried underground. Probably burials have to be innovative like cremation and multi burials in one place. For now this looks like pushing the moral and social boundaries too far.
Can you imagine uKhumalo being “buried” under his sons or in a colourful vase that stays in the lounge for everyone to see? Amadlozi ke? We had landlines now we use cellular technology, there is a need to embrace new ways of doing business for the living and the dead.
The living should start maximum utilisation of space, that is, be as productive as possible on the smallest of land available. So do the dead.
Having vast pieces of unproductive land is ‘sinful’ and only makes England and the Queen Mother envious but not necessary at all.
Land is a resource and if it’s not generating as much therefore it has holding costs thus compromising efficiency. Let’s be strategic in our thinking and utilise land productively now before it runs out as already urban areas have no more space for the living or the dead. In the long run the cost of burial space will be very prohibitive.
Just when you thought the dead didn’t have a holding cost to their “existence”. This is a serious business case that needs to be addressed now before it becomes a perennial headache especially when our census points to a relatively ageing population.
The price for dying has increased, we might start looking at ways of prolonging the living to delay demand for burial space while we try to resolve the situation. If we were to look at our waste (human, mines redundancy, ICT, cars) disposal strategy you will understand land is running out fast.
We foresee development and burial space hoarding in the near future as a matter of speculation.
It’s a new era we need new ways of doing business for the living and the dearly departed. The game is on for the Zimbabwe human race and the most beautiful talented mind will persevere on this balancing act.
Happy living and dying.
MoB Capital Pvt Limited Awards for 2016
Megafest Southern Region 2016 Business Awards recently voted MoB Capital (Team Money) in the following categories
1. Most Innovative Organisation of the Year 2016 : 1st Runner Up: MoB Capital:
2. Entrepreneur of the Year 2016, 2nd Runner Up: Morris Mpala(Mr Brown), MD MoB Capital
Team Money (Board and Staff) is indebted to the Bulawayo community for the symbiotic relationship as the brand grows its influence into the country.
At MoB Capital we are a non conventional one stop shop for financial solutions.
Our vision: To be the financier and business advisor of preference in Zimbabwe and beyond.
Our Mission: Developing communities through tailor made financial solutions.
Our Values: Smart Innovation, Integrity, Learning, Research, Loyalty
Our Philosophy: Explore. Dream. Discover. Financial Freedom
The services on offer are loans (business/individuals), full advisory services, money transfers, short/long term insurance(underwritten by Old Mutual), grocery facility within selected Choppies Stores, Intercape/Pathfinder bookings, SMEs training/incubation, internship and mentoring.
As an enterprising and very innovative organisation please be on the lookout for the launch of the following products
1.YE$! Program
2. MoB007 Loyalty Black Card which doubles up as a debit card
3. Second Chance loans
4. Sexy little loans
5. Vendor programmes
It’s challenging times but with innovation and entrepreneurship we will overcome and we pray the awards are in line with our quest for a better financial wellbeing to our communities.
Like we have said before we will not dwell on poverty as it will lead us to poverty but providing solutions that increase financial freedom.
Explore Dream Discover Financial Freedom with MoB Capital Pvt Limited.
IF YOU LIVE IN BYO PLEASE CONSERVE WATER. IF YOU LIVE IN ZIMBABWE PLEASE USE ELECTRICITY SPARINGLY: SOS (SWITCH OFF SWITCHES). IF YOU LIVE ON PLANET EARTH PLEASE PRESERVE THE ENVIRONMENT
Morris Mpala is the managing director of MoB Capital Limited, a Bulawayo headquartered micro-finance institution with footprint across the country.
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